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Constance L Joy

Advisor

Role and Company

Self Employed, Bank of America

Expertise

10 years experience in financial services

Location

Virginia Beach, VA

About Constance L

My education consist of my GED from The District of Columbia, and two years of college. I am semi retired self employed with a back ground in the main arenas that concern everyone's everyday personal finance but more so for military personal and their families. For 20 years I was a military dependent spouse (Air Force & USMC) which allowed me to know and understand the true meaning of "constant change". My granddaughter is currently Active Duty Army.

My experience consist of 30+ years in Income Tax Preparation, IRS registered. 8 years in Real Estate Sales, 11 years in Mortgage Loan Origination & Modifications, 2 years in Insurance with emphasis on Living Benefits & tax free Retirement. 19 years Money Management, how to pay less taxes, get out of debt quickly without changing your spending habits.

MY passion is to educate our youth on Financial Literacy which is severely lacking in our schools today but much needed also entrepreneurship for kids and adults.

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Constance L's Recent Answers

9 years ago

What, really, does ACP do? An ad on TV claimed that you help veterans who need financial aid and employment at home for disabled .

Hello Arnold, Here are some ideas you may or may not thought of to help ease your situation. I know...

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9 years ago

Where can I find resources for starting a nonprofit?

Kamie, For your business plan go to www.youngbiz.com they have books on how to write business plans for...

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9 years ago

Educating the Public on Veterans

It’s great your company wants to do this but there is a lot of information out there without going...

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9 years ago

Would you get out of the Military if you were in my position??

Hi Joseph, I am here in Virginia Beach and a former military spouse with grand children your age. I know...

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9 years ago

I have a question about workers comp. insurance.

Richard, You do not have to have workman's comp for yourself. I live in southern Virginia and have worked for...

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