ACP AdvisorNet Staff ⋅ New York, NY ⋅ 10 years experience

Hi Carlos,

Thank you so much for your question!

I saw that you posted a similar one a couple weeks ago and I'm not sure if you saw my colleague's answer, but wanted to copy it here: https://acp-advisornet.org/questions/4235. It looks like the live chat feature could be very helpful!

I've also included a couple articles on decoding the Experian Intelliscore Business Credit Score.

This one from Credit Suisse is very in-depth and breaks it down well. There's also a live chat feature which could prove useful: https://www.creditsuite.com/blog/empower-your-business-by-decoding-the-experian-intelliscore-business-credit-score/. There's also a segment called "How to Open a Business Credit File with Experian".

Additionally, this article very concisely explains all the factors that goes into the score and at the bottom, links you directly to the place you'll need to go to get one with Experian: https://www.valuepenguin.com/small-business/experian-intelliscore-plus

To summarize here: You can purchase a one-time basic credit report from Experian for $39.95. Experian also offers subscription services at $149/year for one detailed report per year and $1,495/year for 30 reports per month. Before you purchase a report, you will also be able to see a sample report with all of the different information that Experian tracks. It’s generally a good idea to check your credit report and score at least once per year. If you see an incorrect item on your credit report and wish to dispute it, you can write to Experian and provide supporting documents to corroborate your claims.

I hope this helps and best of luck on your new business!

All the best,

Sarah