Please upgrade your web browser

These pages are built with modern web browsers in mind, and are not optimized for Internet Explorer 8 or below. Please try using another web browser, such as Internet Explorer 9, Internet Explorer 10, Internet Explorer 11, Google Chrome, Mozilla Firefox, or Apple Safari.

How to get funding to start a courier business without taking a loan?


Ernest Clark Suwanee, GA

I will need about $8,000 dollars to purchase a good used cargo van to start a courier business. Currently, I am working with the Small Business Association to finalize my business plan. I am also seeking set aside contracts for veteran owners.

25 November 2018 2 replies Small Business



Rob Pianka Lancaster, PA

Hi Ernest,

You might consider renting or leasing a van so that you can generate a book of business and a record of revenues...then buy the asset to lower your costs. This order of events puts the will-I-have-customers question first and, since you will, it delays the financing question until you have revenues to support the loan application.

I imagine the SBA paperwork take long enough for you to start earning and apply for a loan at the same time.

Hope that's useful,



Jessica Ciemniecki New York, NY

Hi Ernest,

Thanks for posting your question! I'm not sure how you'd be able to secure funding without a loan, but I was able to find this article online for you that may have some suggestions you haven't tired.

You can try reaching out to your local VA and see if they have any additional suggestions.

Finally, have you tried utilizing our community resource page to connect with advisers who may have some small business experience? Someone who has secured funding themselves would probably have a good idea where to start. Head to our community tab and see if anything pops out there.

Thanks again for posting, and feel free to reach out with any additional questions!


Your Answer

Please log in to answer this question.

Sign Up

You can join as either a Veteran or an Advisor.

An Advisor already has a career, with or without military experience, and is willing to engage with and help veterans.
Sign Up as an Advisor.

A Veteran has military experience and is seeking a new career, or assistance with life after service.
Sign Up as a Veteran.